Home Equity Calculator
Finance & LoansCompute equity, loan-to-value, and an 80% cash-out room estimate.
Calculated Result
160,000
LTV 61.9% · 80% cash-out room 76,000
Formula: Equity = value − balance
About this calculator
Type market value and mortgage balance. Cash-out room assumes a lender cap near 80% LTV. Appraisals and liens change the real number.
How It Works & Formula
FormulaEquity = value − balance · LTV = balance / value
Equity = value − balance. LTV = balance / value. Cash-out ≈ 0.8 × value − balance.
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